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Buyer resources

Guides & tools.

The practical side of buying in Dubai — financing it, protecting it, and understanding what it unlocks. Written the way I would explain it to a client sitting across the table.

80%
Maximum LTV for UAE nationals on a first property
UAE Central Bank
50–60%
Typical maximum LTV available to non-resident buyers
UAE Central Bank
AED 2M
Property value threshold for the 10-year Golden Visa
ICP / GDRFA
DIFC
Wills Service Centre — non-Muslim expats can register a will
DIFC Courts
Buyer resources 4 published · updated July 2026
Free tool Updated July 2026 Interactive

Dubai mortgage calculator

Enter your buyer type and property status — it works out your real monthly payment, total interest, and the full cash required at purchase, with the correct LTV limits applied automatically.

Up to 80%Max LTV · UAE nationals
50–60%Max LTV · non-residents
25 yrsMaximum tenure
LiveInstant results
Open the calculator → Free · no sign-up
Buyer guide Updated July 2026

The complete Dubai mortgage guide

Loan-to-value limits by buyer type, off-plan versus ready-property financing, current interest rates, the documents you will be asked for, and the mistakes that cost buyers the most money.

3 typesBuyer categories covered
Off-planvs ready explained
6One-time costs broken down
10 minRead time
Read the guide → Financing
Residency guide Updated July 2026

The Dubai Golden Visa through property

What AED 2 million actually buys you in residency terms — eligibility, family sponsorship, the application sequence, and the conditions that quietly disqualify people.

10 yrsRenewable residency
AED 2MMinimum investment
FamilySponsorship included
NoLocal sponsor needed
Read the guide → Residency
Asset protection Updated July 2026

Wills in Dubai — protecting what you own here

Why UAE property without a registered will can pass under Sharia succession rules, how the DIFC Wills Service Centre works, and what it covers beyond the asset itself.

DIFCWills Service Centre
Non-MuslimExpats eligible
Assets +Guardianship covered
One-timeRegistration
Read the guide → Legal
Which one first?

Read them in this order.

01
Work out the number
The calculator, then the mortgage guide

Establish what you can genuinely borrow and what you need in cash on day one. Almost every mistake I see starts with this number being wrong.

02
Understand what it unlocks
The Golden Visa guide

Residency changes the arithmetic for many buyers — but only above a threshold, and only under conditions worth knowing before you choose a unit.

03
Protect it
The wills guide

The step most investors postpone indefinitely. It takes one appointment, and it determines who actually inherits what you have built here.

Book a 1:1 session

These guides get you 80% of the way. A conversation gets you the rest.

The guides are general by necessity. Your budget, your timeline and your risk tolerance are not — that part only works one-to-one.

International investors entering Dubai
Family offices and institutional capital
Expats buying their first home here
Owners reviewing an existing portfolio
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